Student Loan Consolidation

Student Loan Consolidation

Consolidating student loans is one of your rights under the Federal Loan Consolidation Program. And student loan consolidation makes sense . . . it saves money, lowers your payments and costs nothing. You also keep all your benefits as a federal loan — deferment, forbearance, forgiveness and rehabilitation – with none of the hassles.

Enjoy The Benefits of Consolidation

Consolidating your student loans with Direct Student Service is easy and can make your life after college easier. And when you consolidate, you’ll enjoy….

• Up to 54% lower monthly payments
• Lock in a low, fixed interest rate
• One loan, one payment
• No fees and no credit check — absolutely no upfront costs
• Tax-deductible interest
• No prepayment penalty
• All the benefits of a federal loan – deferment, forbearance, forgiveness and rehabilitation

Currently students in-school or deferment can now fix their variable interest rates as low as 4.70% as of July 1st 2005. If you’re currently in Repayment or Forbearance on your federal student loans the current rate is now 5.30% as of July 1st 2005. Interest rates are expected to increase throughout the next few years.

Don’t Wait. Get Started Today

Getting started on consolidating your loans is easy. You can send an email or call 1-866-859-4622, to speak with your personal loan consolidation specialist.